Terms and Conditions

1. Introduction
   CEIBAGROUPS website. By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions. Please read them carefully.
2. Use of the Website
   You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others or restrict their use and enjoyment of the site.
3. Intellectual Property
   All content on this website, including text, images, logos, videos, and software, is the property of CEIBAGROUPS or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.
4. Limitation of Liability
   CEIBAGROUPS makes no warranties about the accuracy, completeness, or reliability of the content. We shall not be liable for any loss or damage arising from your use of this website.
5. Links to Third-Party Websites
   This site may contain links to third-party websites. CEIBAGROUPS is not responsible for the content or privacy practices of those sites.
6. Changes to Terms
   We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of the site signifies your acceptance of the changes.
7. Governing Law
   These Terms and Conditions are governed by the laws of South Africa. Any disputes will be subject to the exclusive jurisdiction of the courts located in the jurisdiction of CEIBAGROUPS’s headquarters.
8. Contact
   For any questions regarding these Terms, please contact us at [info@ceibagroups.com].

Privacy and Cookies Policy

1. Introduction
   At CEIBAGROUPS, we respect your privacy and are committed to protecting your personal data. This policy explains how we collect, use, and safeguard your information.
2. Data Collection
   We collect personal information you provide to us directly, such as your name, email address, phone number, and any other information submitted through contact forms or subscriptions.
3. Use of Data
   Your data is used solely to respond to your inquiries, provide services, and improve our website. We do not sell or rent your information to third parties.
4. Data Security
   We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, or misuse.
5. Cookies
   Our website uses cookies to enhance your browsing experience, analyze site traffic, and personalize content. You can control cookies through your browser settings, but disabling cookies may affect site functionality.
6. Data Sharing
   We do not share your personal data with third parties except as required by law or to trusted service providers who assist us in operating the website under confidentiality agreements.
7. Your Rights
   You have the right to access, correct, or delete your personal data. To exercise these rights, please contact us at [info@ceibagroups.com].
8. Policy Updates
   We may update this Privacy Policy periodically. Changes will be posted on this page with the date of the latest revision.
9. Contact Information
   For privacy concerns or questions, please contact our Data Protection Officer at [info@ceibagroups.com].